Open now · Built for RIAs

An intelligent operating system for professionals.

One client database built to run thousands of portfolios, not a single-client spreadsheet — with AI-based data extraction to bring your existing book in, and reports carrying your brand, not S4PMIA's. Built specifically for portfolio managers and investment advisors, not adapted from something generic.

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Data handled with privacy by design, from the ground up.

ThousandsClient portfolios it's built to run

AI-AssistedClient data extraction & onboarding

4Branded reports per client: model, debt, insurance, family

The problem today

Running a book across spreadsheets doesn't scale.

Every new client means another workbook, another manual calculation, another unbranded PDF.

Today

A separate Excel file per client
Tax, insurance and allocation checked by hand
Reports that don't carry your firm's brand
No single view across your whole book

With S4PMIA

One system, every client, one login
Tax, debt and insurance checks built in
Branded PDF reports, your logo and firm name
A dashboard across your entire client book

What's inside

Built around what an advisor actually does.

Multi-Client Portfolio Tracking Every client's income, expenses, portfolio and goals, saved and reopened anytime.

Reports With Your Brand PDF reports carrying your firm's logo and name, not S4PMIA's.

Tax & Regime Planning Old vs. new regime comparison for every client, plus a complimentary standalone tax calculator for your clients.

Debt & Insurance Modules Loans ranked by their true cost. For insurance, the cover gap: what the client holds against what their income suggests. Policy papers can be read straight in.

Risk & Resilience Meters A clear read on how exposed a client's plan is, plus an opportunity screener to flag what's being left on the table.

AI-Based Data Extraction Drop in client papers (forms, loan statements, tax returns, bank statements, insurance policies, or an Excel file) and the figures fill in for you to check. Reading runs on your firm's own AI account. Papers are read once and never kept. S4PMIA only

Let Clients Fill It In Themselves Ready-made forms your clients fill in on their own phone: risk, finances, loans, family, and income & tax. They send you the PDF. Drop the family, income & tax or risk form into S4PMIA and the figures fill in.

Every Analysis, One Protected System Risk, portfolio, debt and tax — the full picture for every client, run on data that's protected the same way, every time.

Set Your Approach Once, Done Forever Pick how you like to judge risk and debt — Conservative, Typical or Liberal — once per client. From there, it's automatic, every time.

Family View Group clients into a family and get one combined picture and one family report.

Risk Profile A client risk assessment built from their real numbers, a questionnaire and their own view, kept on your screen.

Connect Your Own AI Ask your own AI assistant about your clients and have it prepare new clients or changes as drafts. Nothing changes until you confirm. S4PMIA only

See it for yourself

Real reports, made by the app.

Findings stay on your screen for your own judgement. What your client receives sticks to the facts, with your firm’s name and logo on it. These samples were made for invented clients.

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Real Output Financial Model Report preview

Financial Model ReportIncome, tax, portfolio, risk & retirement — for Rohan Deshmukh

Real Output Debt Situation Report preview

Debt Situation ReportLoans ranked by true cost

Real Output Tax Regime Comparison preview

Tax Regime ComparisonOld vs. new regime, line by line, showing which means lower tax

Pricing

Two tiers, billed yearly.

Manual onboarding for now — register interest and I'll set your account up personally.

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The One-Man Firm Pack

S4PMIA Lite

₹15,000 / year

Everything a solo advisor needs to run their own book — no team, no extra seats required.

Multi-client portfolio tracking
Reports with your brand on them
Tax, debt & insurance modules
Risk & resilience meters
Complimentary tax calculator access
1 advisor login

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For advisory firms

S4PMIA

₹48,000 / year

Everything in Lite, plus tools for firms managing a larger book.

Everything in S4PMIA Lite
Drag-and-drop bulk client import
Up to 5 advisor logins (more on request)
Priority onboarding support

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Add-on for S4PMIA (Full) Subscribers

The MAKE-COMPLETE Add-on

Everything you need to look incredible online, done for you once and handed over — not another subscription.

Business website, built and launched
Domain & DNS setup
Professional email setup
WhatsApp Business setup
Basic SEO, done right
Templates made for your firm, branded and ready

₹28,000One-time

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Questions

Frequently asked.

Is this the same as the 1:1 modelling service?

No. aayushdoesfinanxe.com's bespoke service is a one-off engagement for individuals. S4PMIA is software an advisor runs their entire client book on, day to day.

What's the difference between S4PMIA and S4PMIA Lite?

Lite is the one-man firm pack — everything a solo advisor needs to run their own book. Full S4PMIA adds bulk client import, built for advisory firms managing more clients.

How do I get access?

Message me on WhatsApp and I'll set your firm up personally.

Where does my clients' data go?

Client data is stored encrypted. Papers you drop in are read once and never kept. Reading runs on your firm's own AI account, billed to you directly. Built with privacy by design.